At Berkeley Insurance & Financial Services,LLC. we value your business and the trust you’ve placed with us. we assure you that we are serious about keeping your personal information private and secure before, during and after your business relationship with us. We do not sell your personal information to anyone for any reason.

Title V of the Gramm-Leach-Bliley Act (GLBA) and the laws of the State of California generally prohibit us from sharing nonpublic personal information about you with a third party unless we provide you with this notice of our privacy policies and practices describing the type of information that we collect about you and to whom that information may be disclosed. In compliance with these laws, we are providing you with our privacy policies and practices , that describes our policy regarding the collection and disclosure of non-public personal information.

Information we collect:

• Applications or other forms you complete
• Your business dealings with us and other companies including Claims, billing, payment history, and other transaction information we receive from you, our affiliates and others
• Information from other agents, consumer agencies, brokers, legal counsel, investigators and administrators.

Information we may disclose:

• Information from your application or other forms.
• Information about your transactions with us, our affiliates or others such as your policy coverage, premiums and payment and claims history
• Information from consumer-reporting agencies.

To whom information is disclosed:

We do not disclose any personal information about our customers to anyone except with your permission or as required by law. We may disclose your information to the following affiliates:

• Claims administrators
• Other insurance companies that might write your policies on renewal
• insurance support services ,such as appraisers
• Consumer reporting agencies
• Governmental agencies when required to do so
• Third parties to market products or services to you under a joint marketing agreement
• An affiliate or third party for the purpose of conducting an audit of the insurance institution or agent in connection with the operations or services provided
• To a lien holder, mortgagee, assignee, or other person having a legal or beneficial interest in the policy of insurance
• To persons or agencies lawfully entitled pursuant to a subpoena or court order

Explanation of opt out right:

You have a right To Opt Out. If you do not want us to disclose personal information about you to nonaffiliated third parties, you may tell us so. This is known as "opting out". If you wish to opt out, call us at 510-280-1687 or fill out “opt out” form on our form tan . We may share information about you if we do not hear from you within 30 days. However, you may opt-out at any time. Just call or write to us. Even if you opt-out, we may still disclose information as required by law. This includes disclosing information to our affiliates to market other products or services to you.

Access to and Correction of Your Information:

You may write to us at BIFS,LLC P O Box 307 Berkeley Ca. 94701 if you have any questions about your personal information in our records . If you wish, you may inspect this information in person or receive a copy at a reasonable charge by sending us a written request. You can notify us in writing if you believe any information should be corrected, amended, or deleted and we will review your request. We will either make the requested change or explain why we did not do so. If we do not make the requested change, you may submit a short written statement identifying the disputed information, which will be included in all future disclosures of your information. All written requests must include your name, address, telephone number, policy number, and a photocopy of a picture ID for identification purposes.