We offer an extended service for mortgage and refinancing needs. BIFS Insurance & Financial Services, LLC has built a strong reputation as an outstanding mortgage brokerage firm serving the lending needs of real estate professionals, builders and individual home buyers throughout California.

purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan. Through BIFS, LLC you not only have access to the best loans available in the marketplace, but you can review loan alternatives, and even apply for your loan, at your convenience, online!

We offer;

- 15 and 30 Year Fixed-Rate Mortgages
- Fixed-Rate Balloons
- Fixed-Rate with Temporary Buydown
- Interest-Only Mortgages
- Adjustable-Rate Mortgages (ARMs)

Find out if now is the right time to refinance! You may be able to lower your monthly payments or reduce the time it takes to pay off your loan. Here are some important reasons to consider refinancing with BIFS, LLC:

- Get a lower mortgage rate and reduce interest costs
- Convert an adjustable rate mortgage to a secure, fixed-rate mortgage
- Consolidate your first and second mortgages into a mortgage with a lower rate
- Pay off installment debts and credit cards

The advantages we offer for your refinancing needs include:

- Low rates
- Easy online application
- All types of mortgage programs
- Guidance and advice from an experienced loan professional