A family operated farm or ranch typically has a variety of real and personal property such as farm equipment, livestock and buildings. Losses can come from perils that affect any other kind of business, such as fire or windstorm, but also from unique risks, such as the death of livestock or destruction of crops by hail.It is essential that your farm or ranch be protected with an insurance policy specifically designed for your farm, ranch or business. It is equally important that the insurance company has a strong financial background and extensive agribusiness experience. These are the key features we bring to you. In the event of a loss, our clients are secure in the knowledge that their claim will be processed by our in-house claims staff specially trained to handle equine losses.
We offer some of the industry's broadest and most comprehensive coverage available to the ranch or farm owner at a competitive preferred price. We can provide coverage that can be custom designed to meet the specific needs of your operation, from a small acreage pleasure farm to a multiple location commercial farm. At BIFS Insurance we work with leading insurance carriers in the industry to efficiently service the needs of ranch owners throughout California.For most farms or ranches the most cost effective and efficient way to obtain property and liability coverage is with a package policy that combines a variety of coverages in a single contract, similar to a Business Owners Policy, but tailored to a farm or a ranch. Though marketed under a variety of names, these policies will typically have provisions similar to the property insurance and liability insurance sections of the BOP with the option to add various other coverages that you may need.

BIFS Insurance & Financial Services, LLC offers a dependable policies from top rated companies that work as hard as you do. Based on the package policy concept, our plans let you build a package of coverage that fits the special insurance needs of your farm or ranch. Coverage can be changed as your needs change. You can choose from multiple coverage options to protect all types of property including your dwelling, outbuildings, machinery, livestock and farm equipment. The policy also provides liability protection for covered bodily injury and medical expenses.